Life

Our Term Life policies are customizable for employer-sponsored or voluntary groups of 2 or more employees enrolling. With AD&D and accelerated death benefit options, we provide multiple levels of coverage that are just right for your groups.

Gold Life

For groups of 10 or more enrolling and employer-contributory. AD&D option includes seat belt and air bag benefits. This plan also includes optional supplemental/voluntary life and increased coverage options for employee and dependents. Guarantee issue amounts are based on total group volume. 2-year rate guarantee and discounts available for preferred industries.

Available in Available in AK, AL, AR, AZ, CA, CO, DC, GA, HI, ID, IL, IN, KS, KY, MD, MI, MS, NC, ND, NE, NM, NV, OH, OK, PA, SC, SD, TN, TX, UT, and WY.

Plan detail

Essential Life

For groups of 2 or more enrolling and employer-contributory. AD&D option includes seat belt and air bag benefits. This plan also includes optional supplemental/voluntary life and increased coverage options for employee and dependents. Guarantee issue amounts are based on total group volume. 2-year rate guarantee and discounts available for preferred industries.

Available in FL, LA, MO, MT, OR, VA and WA.

Plan detail

Silver Life

For groups of 10 or more enrolling for stand-alone or 2 or more enrolling if written with another BEST Life plan. Flexible coverage options for members in $10,000 increments up to five times their annual earnings to a maximum of $500,000. AD&D option includes seat belt and air bag benefits. This plan also includes optional supplemental/voluntary life and increased coverage options for employee and dependents. Guarantee issue amounts are based on total group volume. 2-year rate guarantee and discounts available for preferred industries.

Available in Available in AK, AL, AR, AZ, CA, CO, DC, GA, HI, ID, IL, IN, KS, KY, MD, MI, MS, NC, ND, NE, NM, NV, OH, OK, PA, SC, SD, TN, TX, UT, and WY.

Plan detail

Bronze Life

For groups of 2 to 9 enrolling and employer-contributory. Guarantee issue of $15,000 for 2-4 enrolling and $25,000 for 5-9 enrolling without evidence of insurability. AD&D option available for employee only. This plan also includes optional supplemental/voluntary life and increased coverage options for employee and dependents.

Available in Available in AK, AL, AR, AZ, CA, CO, DC, GA, HI, ID, IL, IN, KS, KY, MD, MI, MS, NC, ND, NE, NM, NV, OH, OK, PA, SC, SD, TN, TX, UT, and WY.

Plan detail