BEST Life Bronze
For groups of 2 to 9 enrolling and employer-contributory. Guarantee issue of $15,000 for 2-4 enrolling and $25,000 for 5-9 enrolling without evidence of insurability. AD&D option available for employee only.
This plan also includes optional supplemental/voluntary life and increased coverage options for employee and dependents.
BEST Life Bronze Plan Details
Employer-contributory
| Employer Contribution | 25% minimum |
| Life Schedules | $10,000, $15,000, $20,000 or $25,000 |
| Guarantee Issue | 2-4: $15,000 5-9: $25,000 |
| Participation | Non-contributory: 100% Contributory: 75% minimum |
| Plan Features | Waiver of Premium Provision to Age 60 Conversion |
| Age Reductions From original amount. |
65 - 35% 70 - 50% 75 - 65% 80 - 80% 85 - 90% |
| Dependent Life Coverage | Spouse: $5,000 or $10,000 Children ages 6 months to 25: $5,000 Children 14 days to 6 months: $500 |
| AD&D Employees only. |
Available on basic and supplemental |
| Accelerated Death Benefit | Allows up to 75% or a maximum of $250,000 of Life insurance benefits to be paid prior to the death of the participant. Available for 10+ only. |
| Other Options | Supplemental / Voluntary Life for employee and dependents. |
Available in
AK, AL, AR, AZ, CA, CO, DC, GA, HI, ID, IL, IN, KS, KY, MD, MI, MS, NC, ND, NE, NM, NV, OH, OK, PA, SC, SD, TN, TX, UT, and WY.