Employer-Sponsored
For groups of 5 or more enrolling and 75% participation. Benefit duration options of 13 or 26 weeks. Percentage or flat benefit amounts up to $1,000 weekly for preferred industries. Partial disability or maternity coverage optional.
Short Term Disability Employer-Sponsored Plan Details
| Minimum Participation and Contribution Requirements |
100% contribution requires 100% eligible employee enrollment. 25% - 99% contribution requires 75% eligible employee enrollment. |
| Benefit Choices | Percentage of Salary: 60%, 67% or 70% or Flat Amount: $250 up to $1,000 per week. |
| Maximum Weekly Benefit | Up to $1,500 |
| Minimum Weekly Benefit | $25 |
| Maximum Period of Payments Benefit duration. |
13 weeks 26 weeks |
| Elimination Period | 0/7 7/7 14/14 29/29 |
| Additional Options | Partial Disability Maternity Pre-existing Condition Limitation |
| Rate Guarantee | 2 years |
Available in
AR, DC, HI, ID, IL, IN, KY, MO, MS, NE, NM, OH, PA, SC, SD, TX, UT and WY.