Custom Plan

For groups of 50 or more enrolling and available as 100% employer-paid, employer-sponsored or voluntary. Percentage or flat benefit amounts up to $2,500 weekly for preferred industries. Partial disability or maternity coverage optional.

Short Term Disability Custom Plan Details

Minimum Participation and
Contribution Requirements
Employer-sponsored: 100% contribution requires 100% eligible employee enrollment.
25% - 99% contribution requires 75% eligible employee enrollment.

Voluntary: No employer contribution required. A minimum of 25% of eligible enrolling.

Benefit Choices Percentage of Salary: 60%, 67% or 70% or
Flat Amount: $250 up to $1,000 per week.

Maximum Weekly Benefit Up to $2,500

Minimum Weekly Benefit $10 to $100

Maximum Period of Payments
Benefit duration.
13 weeks
26 weeks
52 weeks

Elimination Period 0/7

Additional Options Partial Disability
Pre-existing Condition Limitation

Rate Guarantee 2 years
3 years

Available in

AR, DC, HI, ID, IL, IN, KY, MO, MS, NE, NM, OH, PA, SC, SD, TX, UT and WY.