Short Term Disability

Short Term Disability Plan Summary

  Employer-sponsored Voluntary Custom Groups
Minimum Participation and Contribution Requirements 100% contribution requires 100% eligible
employee enrollment.

25% - 99% contribution requires 75% eligible
employee enrollment.
No employer contribution required.

A minimum of 25% of eligible enrolling.
Employer-sponsored:
100% contribution requires 100% eligible
employee enrollment.

25% - 99% contribution requires 75% eligible
employee enrollment.

Voluntary:
No employer contribution required.
A minimum of 25% of eligible enrolling.
Benefit Choices
Percentage of Salary:
60%, 67% or 70%
Or Flat Amount:
$250 up to $1,000 per week
Maximum Weekly Benefit Up to $1,500 Up to $1,500 Up to $2,500
Minimum Weekly Benefit $25 $25 $10 to $100
Maximum Period of Payments
Benefit duration.
13 weeks
26 weeks
13 weeks
26 weeks
52 weeks
13 weeks
26 weeks
52 weeks
Elimination Period 0/7
7/7
14/14
29/29
Additional Options Partial Disability
Maternity
Pre-existing Condition Limitation
Maternity
Pre-existing Condition Limitation
Partial Disability
Maternity
Pre-existing Condition Limitation
Rate Guarantee 2 years 2 years 2 years
3 years

 

Available in AR, DC, HI, ID, IL, IN, KY, MO, MS, NE, NM, OH, PA, SC, SD, TX, UT and WY.